Generate $100k+ Annual Passive Income Using Our True Wealth Roadmap

Reaching your financial goals isn’t just about earning more.

We help you to identify and navigate the roadblocks that could be slowing you down on your path to financial freedom: lack of clarity, inefficient structures, tax pressure, or simply not knowing where to start.

THE ROADBLOCKS KEEPING YOUR FINANCIAL GOALS OUT OF REACH

  • Without a clear financial plan, long-term goals can remain just out of reach – leaving you feeling reactive instead of in control.

  • Many individuals feel overwhelmed by complex financial products, tax implications, or investment choices. They want clear, expert guidance to feel confident and in control of their financial future.

  • There’s often anxiety around market volatility, inflation, or unexpected life events. Clients want reassurance that their wealth is protected and positioned to grow sustainably.

  • You’re earning well, but your bank account doesn’t reflect it. We help uncover where your money is going and create a plan to turn surplus into strategy.

  • Tax feels like a black hole – and you suspect you could be doing better. We review your structure and strategy to ensure you’re not leaving money on the table.

  • You’ve put things in place – but are they actually delivering results? We assess your financial systems to make sure they’re aligned, efficient and driving progress.

The True Wealth Roadmap

Designed to guide you through every stage of your financial journey, the True Wealth Roadmap is our signature wealth service – helping small business owners like you turn your income into long-term, sustainable wealth.

We help you navigate key decisions and progress with confidence as your goals, financial means, and family circumstances evolve over time.

THE FINANCIAL JOURNEY EXPLAINED

At True North, we’ve identified the 5 stages our clients typically experience as they navigate their small business journey, accumulate wealth, and move toward a life of freedom, purpose, and legacy.

1.

Foundation

Your working hard to build your business, grow your income and get on top of your finances. This is about creating stability and setting strong foundations for your future.

2.

Control

You’re earning more and ready to take charge. This stage is about managing your cash flow, reducing financial stress, and putting a clear plan in place to move forward with confidence.

3.

Growth

With your finances under control, you can start making your money work for you. This is where you focus on investing, paying down debt faster, and building real momentum.

4.

Freedom

Now you’re building passive income and reducing your reliance on active work. You have more choices, more time, and the flexibility to live life on your terms.

5.

Legacy

At this point, it’s about more than just money. You’re focused on long-term impact – looking after your family, creating generational wealth, and doing something meaningful with what you’ve built.

At True North, we meet you where you are -

Whether you’re laying the foundations, looking to take control of your finances or ready to grow your wealth, we help you to make smart, strategic moves that get you closer to what matters most to you.

WHAT YOU COULD ACHIEVE WITH A CLEAR WEALTH STRATEGY

  • Scale your business to 7 and 8 figure revenues

  • Clear significant debts to the ATO

  • Purchase and pay off your dream home

  • Build a multi-property investment portfolio

  • Gain the freedom to retire early

  • Create a strategy for generational wealth

  • Take care of the essentials like insurances and estate planning

  • Establish diversified sources of passive income

Our True Wealth Roadmap is built on three powerful pillars: CLARIFY, OPTIMISE and ACCELERATE, each equipped with proven strategies designed to help you achieve your financial goals with clarity and confidence.

We guide you through a structured process to grow lasting wealth – from the foundational stage to a thriving financial future.

CLARIFY

1.

Planting the Seed of Success

Before you can grow wealth, you need a clear vision and a solid foundation. This stage is all about laying the groundwork, gaining clarity and establishing a strong blueprint.

Define Your Vision

We start with a focused strategy session, often including your spouse or partner, to define your financial goals, lifestyle aspirations, and what “true wealth” means to you.

BENEFIT

Ensures your family is aligned and moving in the same direction.

OUTCOME

A clear, unified vision that shapes every financial decision moving forward.

Maintain Lifestyle

We review your spending habits to ensure your current lifestyle aligns with your future goals and you’re living within your means. It’s about creating awareness and discipline without sacrificing joy.

BENEFIT

Builds healthy financial habits that support long-term growth.


OUTCOME

A practical and sustainable spending plan that empowers you to take control of your finances.

Identify Surplus

Through a clear breakdown of income and expenses, we identify your financial surplus, the fuel for growing wealth, and set the stage for smart, intentional investments.

BENEFIT

Uncovers the potential already sitting in your day-to-day finances.


OUTCOME

A focused cash flow strategy that frees up funds for investment and wealth creation.

OPTIMISE

2.

Enriching the Foundation

Now that the seed is planted, it’s time to enrich the foundation to maximise financial growth potential. This stage focuses on making your finances work harder, smarter, and more efficiently.

Structure Correctly

From trusts to companies and SMSFs, we implement structures that protect your wealth, support growth, and allow flexibility as your circumstances evolve.

BENEFIT

Shields your assets while opening up long-term planning opportunities.

OUTCOME

A secure, scalable financial structure tailored to your life and goals.

Leverage Debt Wisely

We help you use good debt to your advantage — whether for investment or business — turning liabilities into opportunities.

BENEFIT

Amplifies your ability to grow wealth using existing financial tools.


OUTCOME

A debt strategy that supports growth while managing risk.

Minimise Tax

Smart tax planning ensures you’re not giving away more than necessary. We identify strategies to reduce your tax burden and retain more of your hard-earned money.

BENEFIT

Maxmise the money you get to keep and reinvest.

OUTCOME

Greater after-tax income and improved financial efficiency.

ACCELERATE

3.

The Growth Phase

With a strong foundation and optimised strategy, your wealth is ready to grow and flourish. This phase is about building lasting wealth, protecting what you’ve built, and turning assets into financial freedom.

Build a Smart Portfolio

While we are not licensed to provide specific investment advice, we can offer general financial guidance as part of your broader strategy. Where specialised investment advice is required, we collaborate with a network of trusted, licensed professionals to ensure you receive expert support.

BENEFIT

Builds a strong, diversified foundation for long-term financial success.


OUTCOME

A purpose-driven investment portfolio designed to generate lasting wealth.

Mitigate Risk & Plan

Safeguarding your assets is a core pillar of any effective wealth plan. Together with our trusted team of licensed professionals, we help you put backup plans in place, like insurance, estate planning, and legacy structures, to protect what you’re building and support intergenerational wealth.

BENEFIT

Provides peace of mind and ensures you’re prepared for the unexpected.


OUTCOME

A protected financial future for you and your loved ones, with clarity on succession and legacy.

Monetise Your Assets

Finally, we look at ways to unlock and enjoy the value of your assets, whether through income streams, business succession, or retirement planning, so you can live the life you’ve envisioned.

BENEFIT

Transforms built-up wealth into real-life freedom and choice.


OUTCOME

The ability to confidently enjoy your lifestyle now, while planning for a secure future.

THE TRUE WEALTH ROADMAP PROCESS

Step 1.

Book a Free Consultation

  • BOOK NOW

Step 2.

1 Hour Kick-Off Session

  • This fact-finding call sets the foundation for a tailored roadmap built around your unique situation and what matters most to you.

    As part of the process, we’ll ask you to complete a personal budget based on your current cash flow. This ‘homework’ helps us gain a detailed understanding of your financial position, so we can tailor our advice precisely to your needs.

Step 3.

Strategy Focus Meeting

  • This ensures everything is aligned and focused on your priorities – so by the time we present your full roadmap, you’re ready to move forward with clarity and direction.

Step 4.

Presentation & Sign-Up

  • We’ll complete all necessary documentation and discuss how we’ll work together online moving forward.

Step 5.

Implementation & Partnerships

  • Any additional costs with be clearly outlined before proceeding, so you can make informed decisions every step of the way.

Step 6.

Ongoing Support

(Optional Add-on)

  • With this service, we remain actively involved — offering regular check-ins, updates, and adjustments to ensure your financial roadmap stays aligned with your evolving goals.

    Think of us as your long-term financial partner, helping you stay forward-focused and in control. You'll also have the option to add-on expert business advice and our full suite of compliance services, which can be seamlessly integrated into your broader financial strategy.

  • We have used True North Accountants for the last 6 years and have found them efficient and knowledgable on all tax queries and finalisation of our End of Financial Year lodgements and planning. As local accountants we find them convenient and proficient and responsive to our business needs.

    Heather Spierings, Eye of Horus Cosmetics

  • More than an accountant for our business, True North has helped us with setting up strategies to minimise our tax that we had never thought of and they always have a solution to our real world problems.

    Troy Brown, Thirsty Studios

VALUE-DRIVEN ADVICE, TRANSPARENTLY PRICED

We offer a fixed-fee wealth service tailored to your unique goals – no commissions, no hidden costs.

Our True Wealth Roadmap helps you cut through the noise and take meaningful steps toward long-term financial wellbeing.

Your next step toward financial freedom starts here

Let’s create a plan that aligns with your goals. Book a free, no obligation consultation to see how our TRUE WEALTH ROADMAP can work for you.